Episode 16 - Bankruptcy with Brooke Sanchez Artwork

What the M

Do you ever wonder who is behind the scenes collecting and processing all those monthly mortgage payments throughout the entire country? In the world of residential mortgages, the mortgage servicing industry is a critical but not always visible player in the lending and home ownership process. Unveiling how mortgage servicers manage the residential homeownership industry is the concept behind “What the M,” a new podcast that discusses the complex issues facing default services and the path forward for the mortgage industry and homeowners alike. The industry is comprised of more than 160 mortgage servicers representing more than 80% of the outstanding principal balances on mortgages in the U.S. Without the involvement of these vital mortgage servicers, obtaining and maintaining a home mortgage as we know it would not exist.“‘What the M’ features industry movers and shakers discussing the challenges faced by mortgage servicers, law firms and the American homeowner,” said Stephen Hladik, one of the co-hosts for the podcast and chair of the Advisory Council of the Legal League 100. “We will discuss trends in the economy, regulatory oversight, changes in the law, changes in technology and a myriad of other factors affecting the industry.”Hladik and co-host Kent McPhail are experienced attorneys with multistate practices in the default servicing industry. Both have decades of experience representing secured creditors; however, each host brings his own unique perspective to the podcast. McPhail hails from the Deep South (think boiled peanuts and shrimp & grits), while Hladik hails from the Northeast (think cheesesteaks and scrapple). “With this Yin and Yang, we hope to bring an entertaining and informative approach to the industry and those who make it hum,” McPhail said.Episodes of “What the M” begin airing mid-September and can be found wherever you listen to podcasts.

All Episodes

What the M

Episode 16 - Bankruptcy with Brooke Sanchez

April 28, 2023 • Kent D. McPhail and Stephen M. Hladik • Season 1 • Episode 16

This week on What the M, Kent and Steve have a very special guest!

In advance of next week’s Legal League Annual Spring Summit, Kent and Steve decided that an interview with one of Legal League’s rising stars, Brooke Sanchez, was in order!

Brooke received her undergraduate degree from the University of South Alabama (Go Jags!) and her JD from Cumberland School of Law. Brooke represented debtors in consumer bankruptcy for more than ten years before joining Kent’s firm in 2018, shifting her focus to creditor representation. She is now a named Partner at the firm, while continuing to manage the firm’s thriving bankruptcy department. Having been on both sides of the courtroom, Brooke has a unique perspective and knowledge base to draw from (and is a self-professed “bankruptcy geek”!)

Tune in to hear Brooke, Kent, and Steve’s lively roundtable discussion about the recent judicial crackdown on mortgage servicer notice requirements, a “sleeper” Supreme Court case that could be an industry game-changer, and other hot topics in the bankruptcy world.

Welcome to What the M, Brooke!

What the M is hosted by Kent McPhail and Stephen Hladik. Production and editing by Sarah Noel Sheffield.

People on this episode

Kent D. McPhail

Co-host

Stephen M. Hladik

Co-host